HRA Calculator 2026 – House Rent Allowance for X, Y and Z Cities

HRA calculator

Find your house rent allowance for X, Y and Z class cities at the current rates.

Your HRA (% of basic pay)
X class city (30%)
Y class city (20%)
Z class city (10%)
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Rates apply while DA is above 50%. HRA is worked out on basic pay only, with a minimum of ₹5,400, ₹3,600 and ₹1,800 for X, Y and Z class cities. Ask your office which class your city falls in. Calculated in your browser; nothing is stored.

How the HRA calculator works

House rent allowance is a percentage of basic pay, and the percentage depends on the class of the city where you work. While DA is above 50%, the rates are:

City classHRA rateMinimum HRA (Rs)
X class30% of basic pay5,400
Y class20% of basic pay3,600
Z class10% of basic pay1,800

HRA is calculated on basic pay only, not on DA. X class cities include Delhi, Mumbai, Kolkata, Chennai, Bengaluru and Hyderabad. Y class covers cities with more than 5 lakh population, and Z class is everywhere else. Your office can tell you the class of your posting.