7th Pay Commission Salary Calculator 2026 – In-Hand Salary with DA and HRA

7th Pay Commission salary calculator

Estimate your monthly in-hand salary from basic pay, DA, HRA and transport allowance.

Optional. Fills basic pay with the starting pay of the level.
Enter the basic pay shown on your payslip.
Starts at the rate in force from 1 January 2026. Change it if a newer rate applies.
Depends on your level and city. Enter the amount from your payslip.
CGHS, GIS, licence fee, income tax and similar.
Estimated monthly in-hand salaryYearly:
Basic pay
Dearness allowance (%)
House rent allowance (% of basic)
Transport allowance
DA on transport allowance
Gross salary
NPS / UPS contribution
Other deductions
In-hand salary
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This is an estimate for central government pay under the 7th Pay Commission. Your payslip can differ because of CGHS, GIS, licence fee, income tax and the transport allowance slab for your level and city. Calculated in your browser; nothing is stored.

How this salary calculator works

Enter your basic pay (or pick your pay level), your city class and your DA rate. The calculator adds dearness allowance, house rent allowance and transport allowance to your basic pay to get your gross salary, then takes off the NPS or UPS contribution and any other deductions you enter. What is left is your estimated monthly in-hand salary.

  • Dearness allowance (DA) is a percentage of basic pay. The box starts at 60%, the rate in force from 1 January 2026. When a new rate is approved, type it in the DA box to see your salary at the new rate.
  • House rent allowance (HRA) is 30% of basic pay in X class cities, 20% in Y class and 10% in Z class, while DA is above 50%.
  • Transport allowance depends on your pay level and city, so enter the amount from your payslip. DA is also paid on transport allowance.
  • NPS or UPS contribution is 10% of basic pay plus DA.

Gross salary = Basic pay + DA + HRA + Transport allowance + DA on transport allowance. In-hand salary = Gross salary – NPS or UPS contribution – other deductions.

Starting basic pay at each pay level

Pay levelStarting basic pay (Rs)
Level 118,000
Level 219,900
Level 321,700
Level 425,500
Level 529,200
Level 635,400
Level 744,900
Level 847,600
Level 953,100
Level 1056,100
Level 1167,700
Level 1278,800
Level 131,23,100
Level 141,44,200
Level 151,82,200
Level 162,05,400
Level 172,25,000
Level 182,50,000

Most people are paid above the starting pay of their level because of annual increments, so use the basic pay shown on your payslip when you have it.

Frequently asked questions

Is this the 8th Pay Commission salary?

No. This calculator uses the 7th Pay Commission structure that is in force today. The 8th Pay Commission has not been implemented yet, and its recommendations are not final.

Why does my payslip show a different amount?

Payslips include items this calculator cannot know, such as CGHS, GIS, licence fee, income tax and the exact transport allowance for your level and city. Use the “Other deductions” box to include them.

Does this work for state government employees?

It is built for central government pay. State governments often use different DA and HRA rates, so treat the result as a rough guide and change the DA rate to match your state.