Where Sarkari Naukri Finds You
Static GK on India’s payment and settlement systems: gross versus net settlement, RTGS and NEFT run by the RBI, IMPS and UPI run by NPCI, the Payment and Settlement Systems Act 2007, and why the BPSS has been replaced by the Payments Regulatory Board.
Static GK on the Food Corporation of India, buffer stocking norms, the National Food Security Act, 2013, Antyodaya and Priority Household entitlements, One Nation One Ration Card and free grain under PMGKAY, in plain language for SSC, RRB, banking and PSC exams.
A Minimum Support Price is not a price anybody must pay. It is a price at which the Government is willing to buy. The 22 mandated crops, what CACP weighs, and why the word cost carries the whole argument.
In 2021 India stopped asking which company to sell and started asking which sectors the State must stay in. The four strategic sectors, strategic versus minority sale, and the Maharatna ladder explained simply.
A pension promises an income for life beginning decades away, and the whole subject is an argument about who carries that risk. The NPS chain, why the pot is not the pension, and every number in the Unified Pension Scheme.
A mutual fund never owns your money. An insurer does. That single difference explains the IRDA Act, 1999, the margin of solvency, the rural and social sector quota, and the 2025 law that raised foreign investment to 100 per cent.
A mutual fund is a trust, not a company, and that single legal choice explains the sponsor, the trustees, the AMC and the custodian. Plus NAV, SIP, direct versus regular plans and why AMFI is not a regulator.
Why India runs a disclosure-based and not a merit-based securities market, how SEBI got its statutory powers, its nine-member Board and three hats, the appeal to SAT, and the institutions around it.
Why the balance of payments always balances, what sits inside the current account, why FDI and FPI are judged differently, the four components of forex reserves, the managed float and rupee convertibility.
Direct and indirect taxes, who may tax what under the Seventh Schedule, why a cess and a surcharge are never shared with the States, the shape of GST, and the Income Tax Act 2025 in plain language.
Why an Indian bank cannot go bankrupt, how section 45 of the Banking Regulation Act rescues one, the three Prompt Corrective Action thresholds, Basel capital minimums and the deposit insurance limit.
Static GK capsule on inflation measurement: the CPI on base 2024, the WPI on base 2022-23, the new group weights, core inflation and the base effect, CPI-IW, the GDP deflator and the new Producer Price Indices.
Static GK capsule on the Union Budget: the Annual Financial Statement under Article 112, the three funds, charged versus voted expenditure, the stages in Parliament, the three cut motions and Articles 115 and 116.
Static GK capsule on the Monetary Policy Committee: Chapter IIIF of the RBI Act, the 4 per cent inflation target and its 2 to 6 per cent band, the six-member split, the casting vote and section 45ZN.
A complete banking awareness capsule for IBPS, SBI, RRB and SSC exams — repo, CRR and SLR explained by what they actually do, plus RBI dates and firsts, banking milestones, regulators, bank types, practice questions and the mistakes candidates repeat.